student loan forgiveness for nurses

There are several student loan forgiveness programs available to nurses who meet certain eligibility requirements. Here are some options:

Public Service Loan Forgiveness

The Public Service Loan Forgiveness (PSLF) program is available to nurses who work full-time for a qualifying employer, such as a government agency or non-profit organization, and make 120 qualifying payments on their federal Direct Loans. Once these requirements are met, the remaining balance of the nurse’s loans may be forgiven.

Nurse Corps Loan Repayment Program

The Nurse Corps Loan Repayment Program is available to registered nurses, nurse practitioners, and nurse faculty members who work in a Critical Shortage Facility (CSF) or serve as faculty members at an eligible school of nursing. Under this program, eligible nurses may receive up to 60% of their qualifying loan balance paid in exchange for a two-year commitment to work in a CSF.

Perkins Loan Cancellation

Perkins Loan Cancellation is available to nurses who work in certain public service jobs, such as nursing, teaching, or law enforcement. Under this program, a percentage of the nurse’s Perkins Loan may be cancelled for each year of service.

Income-Driven Repayment Plan Forgiveness

Borrowers who enroll in an income-driven repayment plan may be eligible for loan forgiveness after making payments for 20 or 25 years, depending on the plan. Any remaining balance on the loan will be forgiven at the end of the repayment term.


Nurses have several options for student loan forgiveness, which can provide significant relief for those struggling to repay their loans. Eligibility requirements vary by program, so it’s important to research your options and determine which programs you may be eligible for. By taking advantage of these programs, you may be able to reduce your debt and achieve financial stability.


  1. Can I apply for multiple student loan forgiveness programs?

Yes, you may be eligible for more than one student loan forgiveness program, depending on your specific situation. However, some programs may have restrictions on overlapping benefits, so it’s important to research the requirements of each program carefully.

  1. Is there a maximum amount of loans that can be forgiven?

Yes, most student loan forgiveness programs have a maximum amount of loans that can be forgiven. The specific amount varies by program.

  1. Do I need to be a registered nurse to be eligible for forgiveness?

It depends on the program. Some programs, such as the Nurse Corps Loan Repayment Program, are only available to registered nurses, while others may be available to other types of nurses.

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